North Carolina, the Tar Heel State, offers a rich tapestry of experiences, from the majestic Appalachian Mountains in the west to the serene beaches of the Outer Banks in the east. This state is known for its diverse landscapes, robust economy, and vibrant cultural life, making it a sought-after destination for homeowners. North Carolina’s appeal is further enhanced by its mix of urban innovation and rural beauty, with affluent areas such as Charlotte’s Myers Park, Raleigh’s North Hills, Asheville’s Biltmore Forest, and Wilmington’s Landfall offering luxurious living options amidst the state’s natural splendor.
Dreaming of a home in North Carolina? Our Jumbo Verified™ lender network is ready to assist you with competitive rates and mortgage plans designed for North Carolina’s unique real estate market. Whether you’re searching for a mountain retreat, a beachfront property, or a modern urban residence, let us guide you through your homeownership journey in the Tar Heel State.
Tailored Mortgage Solutions for North Carolina’s Diverse Real Estate
North Carolina’s real estate market reflects the state’s geographic and economic diversity, offering a wide range of properties from historic homes to contemporary estates. Our lenders are experts in navigating this market, providing mortgage strategies that cater to the varied preferences of potential homeowners across North Carolina.
- A variety of mortgage types for North Carolina properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Financing solutions that accommodate the diverse range of property types found across North Carolina, supporting a broad spectrum of housing needs and preferences.
- Customized mortgage plans that reflect the unique lifestyle choices North Carolina offers, from its bustling cities to tranquil countryside.
- Expertise in North Carolina’s housing market, with specialized financing options like Land, Construction, and Bridge loans.
- Competitive rates to support your home purchase or refinancing in North Carolina, making homeownership more accessible in this dynamic state.
Experience North Carolina’s Rich Lifestyle
Living in North Carolina offers an exceptional lifestyle, marked by its blend of natural beauty, economic opportunity, and cultural richness. We’re committed to helping you find a mortgage solution that supports your life in this diverse state. Whether enjoying North Carolina’s outdoor activities, engaging in its thriving arts scene, or exploring its historic sites, your home in North Carolina will be a place of comfort and opportunity.
2024 NORTH CAROLINA CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ALAMANCE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ALEXANDER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ALLEGHANY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ANSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ASHE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| AVERY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BEAUFORT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BERTIE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BLADEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BRUNSWICK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BUNCOMBE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BURKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CABARRUS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CALDWELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CAMDEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CARTERET COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CASWELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CATAWBA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHATHAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHEROKEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHOWAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLEVELAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLUMBUS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CRAVEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CUMBERLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CURRITUCK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DARE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DAVIDSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DAVIE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DUPLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DURHAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EDGECOMBE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FORSYTH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRANKLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GASTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GATES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRAHAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRANVILLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GREENE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GUILFORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HALIFAX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HARNETT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HAYWOOD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HENDERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HERTFORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HOKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HYDE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| IREDELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JACKSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JOHNSTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JONES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LENOIR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LINCOLN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MCDOWELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MACON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MADISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARTIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MECKLENBURG COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MITCHELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTGOMERY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MOORE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NASH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NEW HANOVER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NORTHAMPTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ONSLOW COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ORANGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PAMLICO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PASQUOTANK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PENDER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PERQUIMANS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PITT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| POLK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RANDOLPH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RICHMOND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROBESON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROCKINGHAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROWAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RUTHERFORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAMPSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCOTLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STANLY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STOKES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SURRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SWAIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TRANSYLVANIA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TYRRELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| UNION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VANCE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WAKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WARREN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WATAUGA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WAYNE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WILKES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WILSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| YADKIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| YANCEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
GET YOUR QUOTE TODAY!
SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN NORTH CAROLINA
Neighborhoods
Summerfield, Marvin, Kill Devil Hills, Oak Ridge, Davidson, Carolina Beach, Weddington, Oak Island, Wesley Chapel, Chapel Hill, Rex, Biltmore Forest, Cedar Rock, Lake Santeeflah, Lasker, St. James & Bermuda Run.
Zip Codes
28207, 27608, 28211, 27517, 27518, 27614, 28036, 28173, 28226, 27408, 28031, 28277, 28668, 28203 & 27519
Counties
Orange County, Wake County, Mecklenberg County, Dare County, Chatham County, New Hanover County, Union County, Durham County,
Carteret County, Brunswick County, Guilford County, Forsyth County, Cabarrus County, Macon County & Davie County.